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社保交了五年停交吗

2023-05-05 12:05:35 理财知识 阅读 0

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关于社保,我今年27岁,打算明年开始买,社保可以买满15年不买了一直等退休再迟可以吗?

嗯,你说的这个是可以的,就是只要你交满了15年之后就可以不用再交了,但是有一个问题就是社保这个东西啊,你越交越多,也就是你多多得,所以我建议你还是在15年之后呢,一直退休,这样会比较好

人生赢家!27岁小伙已交满15年社保,15年社保可以中断吗?

交满15年社保,15年社保不可以中断,要一直交满15年才可以可以的。缴纳社保达到最低15年养老保险年限,并达到相关法定退休年龄享受按月领取养老金待遇。但不可否认的是,养老保险的缴纳是一个漫长的过程。只要社保缴纳达到领取养老金的最低标准满15年,就可以根据自己的意愿决定是否继续缴纳。

为何有人说社保缴满15年后不要立即停缴呢?

现在有不少人在刚选工作的时候,都尽量会挑选一些在社保或者是其他保障方面式吧,虽然看似不多每月几百元钱的缴纳额度,但实际上长时间下来也是对自己的一种额外的负担,而企业在这方面有帮助,那么无异于可以让自己未来多一份保障,不少人尽管对社保存在误解和偏见,但是随着社保政策逐渐普及,在这方面的知识经过了广泛传播之后,人们也逐渐解开了误会,从而积极的响应缴纳社保的号召。而我们会发现有很多人还是没有完全明白社保的制度,因此会在缴纳满足15年之后直接就停缴了,而不少人则劝阻这些朋友如果在能够承担的范围内可以继续去进行缴纳,这又是什么原因呢?

现在不少人还对社保抱有怀疑的,主要是由于认为这笔钱是白白交给了国家而不能给自己的今后的生活带来任何保障,而有些人则是误会了他缴纳生效的期限,认为只要缴纳多久自己就可以享受多久,所以才会产生对社保的种种误解。

事实上现在如果缴纳满了15年之后,只是能够获得领取养老金的资格,但并不代表自己在退休之后能够领取到一笔很大的额度。所以如果自己的经济状况允许的情况下,最好还是持续进行缴纳,缴纳的年限越长,也就相当于自己的个人账户中的钱款越多,那么平均到自己退休后每个月能够拿到的退休金也就越多,可以让自己的退休生活变得更为丰富,能够将这笔钱存下来去旅游,或者是买一些自己需要的东西。而通常来说如果是男性缴纳25年左右,而女性缴纳20年就可以终身享受医保服务,所以对于人们来说还是非常重要的。

还有一点就是现在对于企业方面协助缴纳社保的规定非常严格,而税务部门也会经常对这些企业进行排查,避免企业由于为了节省成本而经常不给员工定时缴纳社保或者是漏缴部分员工社保的问题。如果造成再缴纳满足15年之后,员工本身直接停缴的话,可能会造成上级部门对企业造成一定的误解,从而导致企业遭到不需要的排查,可能也会对企业将来的信誉一定的影响,所以最好在提交之前提前和单位沟通好。

为何有人说社保缴满15年后不要立即停缴呢?


为何有人说社保缴满15年后不要立即停缴呢?

A 27-year-old man has paid social security for 15 years. Why? As for social security, I am 27 years old this year, and I plan to start buying it next year. Can I buy social security for 15 years without waiting for retirement? Well, what you said is OK, that is, as long as you have paid for 15 years, you don't have to pay any more. But there is a problem with social security. The more you pay, the more you get. So I suggest that you retire after 15 years. This will be better. Winner in life! A 27-year-old man has paid social security for 15 years. Can social security be interrupted for 15 years? Pay 15 years of social security, 15 years of social security can not be interrupted, to have been paid for 15 years. Pay social security to reach the minimum of 15 years of pension insurance, and reach the relevant legal retirement age to enjoy monthly pension benefits. However, it is undeniable that the payment of old-age insurance is a long process. As long as the social security contribution reaches the minimum standard of pension for 15 years, they can decide whether to continue to pay according to their own wishes. Why do some people say that social security should not be stopped immediately after 15 years? Now there are a lot of people in the first job, will try to choose some in the social security or other security aspects of it, although it seems not more than a few hundred yuan a month to pay the amount, but in fact for a long time down is also an additional burden on their own, and enterprises in this regard are helpful, so it is no different from the future. Although many people have misunderstandings and prejudices about social security, with the gradual popularization of social security policies and the wide dissemination of knowledge in this area, people have gradually solved misunderstandings and responded positively to the call to pay social security. And we will find that many people still do not fully understand the social security system, so they will stop paying directly after 15 years, and many people dissuade these friends from continuing to pay if they can afford it, what is the reason? Now many people still have doubts about social security, mainly because they think that the money is given to the state in vain and can not bring any security to their future life, while some people misunderstand the effective period of his payment, and think that as long as he pays as long as he can enjoy it, so they will have all kinds of misunderstandings about social security. In fact, if you have paid for 15 years, you can only qualify for a pension, but it does not mean that you can get a large amount of money after retirement. So if your economic situation permits, it's better to continue to pay, the longer the years you pay, the more money you have in your personal account, so the more pension you can get every month after retirement on average, so that your retirement life will become richer and you can save the money to travel. Or buy something you need. Generally speaking, if men pay for about 25 years, and women pay for 20 years, they can enjoy health insurance services for life, so it is still very important for people. Another point is that the regulations for enterprises to assist in the payment of social security are very strict, and the tax authorities will often investigate these enterprises, so as to avoid the problem that enterprises often do not pay social security to employees regularly or fail to pay part of their employees'social security in order to save costs. If the employee stops paying directly after 15 years of payment, it may cause some misunderstanding to the enterprise by the superior department, which will lead to unnecessary investigation of the enterprise, and may also affect the future reputation of the enterprise, so it is better to communicate with the unit in advance before submitting.

为何有人说社保缴满15年后不要立即停缴呢?

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